Whew! It's been ages since I posted but I finally found out how to get into the new Googled Blogspot! Being less than a computer techie, it was a challenge inbetween studies. I am so proud to announce that I am not only qualified to sell life insurance and seg funds, I am also obtaining my licence to sell mutual funds also. Just have to wait for the final paperwork on the latter.

I am learning so much about how money works! One of the concepts that brought me up short was that not only does money multiply using the rule of 72, but debt multiplies at the same rate! This means that on your 18% interest rated credit card, your total debt will be doubled in just 4 years! (72 divided by 18 = 4) Conversely, any investment you have earning 18% will also double in 4 years! Which would you rather have? Don't you think you should take take some action about your debt? Shouldn't you find out how to leverage the money you have so you can invest? It is possible.

ps: For those of you who own a small business, clean up all your receipts on a weekly basis and then it is never so overwhelming that you end up procrastinating! Of course, none of you do that!
Place all your receipts into one of three boxes labelled "Personal","Business", and "1/2 & 1/2". At tax time, it's reasonably simple and quick to colate and create your tax information.